
More buyers are waiting for an opportunity to purchase your endowment policy. Endowment Express UK's specialists are experts in selling endowments in the UK, so you know have the best experts in the United Kingdom finding buyers for your endowment policy. Go with experts who know all about selling endowments.
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A traded endowment policy is someone else’s cast-off, right? So why should you want to buy one? Well, traded endowment policies are indeed with-profits endowment policies that the owner has sold before full-term. You are perfectly entitled to buy a traded endowment policy, and there are good reasons why you would want to do so.
Firstly, taking over traded endowment policies is easy. You simply pay the endowment surrender value and take over the premiums. Endowment Express can help with this. All endowment policy benefits, apart from life cover, automatically transfer to you.
Traded Endowment Benefits
OK, so what are the benefits of buying a traded endowment policy? Well, the policy’s value will never fall, based on 'Basic Sum Assured' and 'Bonuses Attaching'. The surrender value of your endowment will never show any set-up charges either: they’ve already been paid for you by the original endowment policyholder.
The Basic Sum Assured is paid on maturity or on the death of the original endowment policyholder. Bonuses are also added to the endowment policy every year. Taken together, these elements make up the guaranteed value. This is often higher than the purchase price - good news.
Secure Investment
Traded endowment policies can be a highly secure investment, although nothing is guaranteed. A traded endowment mortgage is resistant to inflation. You’ll also benefit from ‘smoothing’ - this is where some of the profits of a good economy are kept back to boost bonus levels during a weaker economy. Demutualisation windfalls with a traded endowment policy are also a possibility. So, you could do much worse than take on a traded endowment mortgage.
If you have an endowment policy and are unsure of where to turn, just call Endowment Express on 0800 091 1913 for no-obligation advice or e-mail us. We've got the right buyers for your endowment policy.