Get a quote

Endowment Compensation

Some policyholders have found that returns on endowments and endowment compensation have not given them the value they were hoping for. If you think you are likely to have an endowment policy shortfall or want to sell your endowment for any other reason you may be interested in selling your policy and we can get you an endowment quote

Endowment Express does not offer personalised financial advice and all transactions are on an execution only basis. Always consult an independent financial adviser if in doubt.

Popular endowment policies: Reliance Mutual, TSB Life, Wesleyan General Endowment, Swiss Life Endowment, Bradford Bingley, General Insurance, Cooperative Endowments, Imperial Life Endowments, and Commercial Union Endowment.

Endowment

Refuge Assurance Endowment

A large number of endowment policies were issued by many companies such as Refuge Assurance in previous decades. You may be a policyholder thinking about selling yours. The traded endowment market is strong at present and you may be able to trade in your Refuge Assurance endowment for a good price if this is what you want to do.

The UK endowment market is a huge financial sector that has served hundreds of thousands of home buyers. Mortgage endowment policies were taken out to cover the repayment of the home buyer's loan but, unfortunately, for some the returns realised by these endowment policies haven’t lived up to expectations, with poorer than anticipated investment conditions creating what is called an endowment shortfall. The shortfall has lead to mis-selling complaints and claims for compensation. Some endowment policyholders have not been satisfied with the results of compensation claims and, although in some cases extra value was credited to their policy, it was not always considered enough.

Endowment Surrender


Some policyholders are choosing to surrender their policies back to the issuing life office or look at different options. Endowment redemption prices tend to be low, so policyholders are increasingly looking to cash in their policy on the second hand or traded endowment market. Here, endowment owners can in some cases sell their policies for a better price. It's your hard earned money, so you may feel there is a good argument for trying to obtain the best price possible.
To investment firms, endowment fund and mutual fund management firms, traded endowment policies with their guaranteed element may represent an attractive investment.


Endowment Policy Value
Endowment Express is well connected with major buying organisations and can often help find the buyers willing to pay the highest price for your endowment. It's what we want and what our sellers want. So, contact us today for a no-obligation quote for your Refuge Assurance policy. If you would like to sell Refuge endowment, consider Endowment Express first. Learn more about selling Norwich Union Endowment Policies.