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Endowment Express does not offer personalised financial advice and all transactions are on an execution only basis. Always consult an independent financial adviser if in doubt.

Endowment Policy Companies

Selling Imperial Life Endowment

A large number of mortgage endowment policies have been sold by many companies including Imperial Life. There may be a shortfall in pay-out amounts when some of these policies mature. Returns have not kept pace with initial projections and, despite mis-selling complaints to the Financial Ombudsman Service and demands for compensation with the Financial Services Compensation Scheme, the outlook for some of these endowments may not meet expectations and some with-profits policy values may disappoint. If you would like to sell Imperial Life endowment, consider Endowment Express first.

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About Endowments

Millions of endowment mortgages were issued in the previous decades and some endowment policies are not expected to pay off the mortgage they were designed to cover. Endowment policies are complex financial assets that blend life assurance and investment value in one product. From flexidowments to unit linked endowments, they were a great financing idea but changes in the investment climate have contributed to their lower than expected performance in some cases. Now, some policyholders are selling them on the second hand endowment market as an alternative to endowment surrender.

Before you buy another endowment, consider what has happened in the past. See Norwich Union Endowment, London Life endowment, Standard Life endowment, Scottish Life, Sun Life, Swiss Life, and National Provident endowments.

UK Mortgages

Rising debt problems in the UK are making people consider home remortgages, home sale, or selling their endowments as solutions to financial circumstances. The endowment mortgage problem does little to help this situation. While Endowment Express does not offer personal financial advice on such matters, we do offer an endowment sales service to find a good endowment buyer. If you would like to sell Imperial Life endowment, consider Endowment Express first. L

You may decide that it’s worth getting a free quote on the value of your Imperial Life policy today. If decide that it’s time to sell, just fill out the details of your policy on our form along with your contact info and we'll get an endowment quote for you soon.